ways to invest money
ways to invest money questions and answers
Learn about ways to invest money at the number one young investor website Teen Analyst.
Q: What would be the best way to invest money you don't want to lose? What are the highest returns overall?
what are the best ways to secure your future with money you have now to invest?
A: The rate of return of ANY investment is always proportional to the risk assumed. Higher risks mean higher return.
If you really need to have close to zero risk to your principal, you have only a few choices:
Bonds - provided you hold them to maturity, or sell only if the value is above your cost. If you need the money, and are forced to sell, when the bonds are low, you will lose principal.
Treasuries - again you need to hold when times are bad and the bond value goes down, but if held to maturity, you get your principal back.
CDs - principal is assured, but return is very low.
The most prudent method is to have a mix of investments, that is what the term "asset allocation" means.
Q: What is the best way to invest money at this time?
I know that there are quite a few people out there that invest in the stock market. The way the stock market is going I have lost money, my question is. Can anyone please advise me, what is the best way to secure money at this time and get the best % rate in return down the road?
A: I think one of the best ways to make your money "work" is to simply reduce debt - if you have any.
By overpaying monthly on your mortgage or paying off a lump sum you can save a substantial amount in interest payments over the long term.
Depending on where you live and your situation, the other good investment long term is to improve your house, or move a notch up on the property ladder.
Good luck!
Q: Good ways to invest money. ?
What are good ways to invest money.
A: Best ways right now for the short term is going after CD's at distressed banks... Most are yielding >= 5% and are guaranteed by the FDIC...
As far as investing in equities... Not right now. We look to be in an extended recessionary period.
Q: What is the best way for me to invest money for short term profits?
I have a 403b but I would like a somewhat safe way to invest money and get a return before retirement.Should I do stocks, bonds, CD's? Where is the best place to obtain these?
A: If you don't have the time or inclination to monitor your stocks carefully, go with mutual funds and the rest. It's important to diversify, especially in this economy. I'd recommend that you keep a significant percentage in cash (Schwab for example will give you ~4% on cash). Kiplinger is a trusted source and often has issues that pertain to specific kinds of investment, such as safe investing before retirement.
Q: What is the best way to invest my money?
I want to know what is the best way to invest money to make it work for you? Besides stocks which can be risky I'm not sure what else I can do to make money for my future.
A: One good thing is to find an investment counselor whom you trust. Any of the major brokerage firms have someone who can help you look at a variety of vehicles for your investments. Depending upon your age they can help you set up a portfolio that will change as you get older and change financially. Once you have a professional help you decide where to place your money you can then go to the on line traders and invest using their advice as well. There is no requirement to keep all of your money with a certain institution. Keep in mind, though, that if you wish to really make money there will be some risk. If you wish to risk very little, then you can use banks and cd's, but the gains are very small.
Q: What is the best way to invest money- 100k$, long terms from 5-7 years?
What is the best way to invest money- from 100k$ to 250k$, long terms from 5-7 years
And what’s the proximately profit yearly
thank you
I need to invest with the best investment fund
I have my own businesses, I don’t have time to bay & sell shears I looking for best fund to invest my money long term
A: Identify yourself as what type of investor are you. If you fall under aggressive category, you want to invest 80% in stocks and 20$ in bonds/CD/money market funds.
Invest in index funds 1/3 starting from Dow30, S&P500 Index, Russell 2000 and International (Morgan Stanley) Index funds. You will cover the entire stock market and won't regret it. If someone tells you to buy Google or Apple, think twice. They are good stocks but also have very high Price to Earning ratio. You should expect somewhere in the range of 5-10% return per year.
Q: What is a good way to invest money?
I am a junior in high school and am planning to go to college after I graduate. I have a after school job and I want to know the best way to invest my money to have for college.
A: Go shop around at different credit unions and banks and find out what vehicles (money market accounts, CDs) are available to you.
You might want to look into an ESA although you don't have time on your side you (your parents) get some tax breaks.
Q: What is the best way to invest money to use for a child's college education?
My oldest is almost 17 and will be going to college in 2 years. We haven't put much money back - hopefully he'll get some scholarships! Time is too close now - I need to know the BEST way to invest and save for this purpose.
A: If you expect to have a family income of over $250K when the child goes to college put the money in a 529 plan.
If you're making less than $250K and will be eligible for aid you want to put all the child's income into an IRA. An IRA can be withdrawn for tuition without tax penalty. AND an IRA does no count as an asset when calculating need.
If you child doesn't have a job get him/her one or hire them yourself to work for your company.
Q: What are some good ways to invest money???
i want to start with small amounts of money!!!!!!!!!
A: Diversified mutual funds, investing in domestic and international stocks, are safer way to invest, specifically if you don't have a large sum to invest.
There are many mutual funds that will let you initially invest $1000 or less and will let you add a small amount ($200 or so) periodically or whenever you are able to.
Q: What are the different safe ways to invest the money ?
A: "Safe" is a relative term. However, insured bonds, government backed bonds, and CD's (only up to $100,000) are generally agreed upon as investments you will not loose any money in.
You will, however, be loosing out on the returns that you might be getting if you invested in a wider array of securities, such as stocks and stock mutual funds.
Q: What's the best way to invest money short-term?
We are trying to save money for my maternity leave, which will be this July. What is the best way to invest a few thousand dollars and make it grow in this period of time?
A: look into a short term cd.....not great, but it is short term.
Q: hi,i am priya.i am a software professional,can u please suggest me the ways to invest money?
A: THE BEST investment you can:
Invest in yourself and in your own education.
Once you have that knowledge, no one can ever take it away.
Using that money for your education will reduce the stress on yourself and your family.
Your loans will be reduced by that much.
Other than paying back loans, you can do more important things with your money.
AND you'll be a much stronger candidate for other loans such as mortgages or personal loans.
Thanks for asking your Q! I enjoyed answering it
VTY,
Ron Berue
Yes, that is my real last name!
Q: Whats the best way to invest money in something to make more money? Or to save it up?
I would like to learn more about investing, and ways to save money and put it back. Any have any good tips, or books, or suggestions? I know nothing about it, if someone wouldn't mind giving me some pointers, and maybe explaining how it works and the best way to go about doing it.
I'm still a student, so I would like to start now and be able to work my way up, and have some time under my belt. Hope to be able to make a decent living and be a good provider for my family when I get married, and not have to worry so much about money.
Would like to ask about careers and college, but will do so in another question.
Any tips, advice, comments, or anything will be much appreciated. Thanks!!
JC: Wow, mutual funds sounds like it might be a good way to go, so I'll have to look into that to. Anyone got any tips on mutual funds or a good way to go about doing that? That would be appreciated to. So far I am think either some kind of bond/s or mutual funds.
A: Well I work for a large mutual fund company that specializes in long term growth. With mutual funds you can save for retirement, college for your kids, or just earn some income for the future. Mutual funds dont make there money in a day, there long term and you make more money the longer you leave your money in your account. For example if your 20, you invest $2000 per year for 10 years, stop at age 30 ($20,000) and never put money in your account again and by the time your 65, you take your money out, you will have over a million bucks in your account..thats the magic of compound interest. The earlier you start, the more money you make.
Q: in what ways can we invest our money and what are some of the better strategies?
saving money is a pain in the rear end and with todays economy, its very difficult. saving a dollar a day (figuratively speaking) seems to go out of style because we end up reaching right back into the pot. please advise some of us who like to spend money ... is there hope in saving and is it worth it?
A: learn the stock market or invest in real estate or even a 401k
Q: Are there ways I can begin to invest money in small increments even though I have little on hand capital?
I would also appreciate suggestions on investing in general, as well as specific suggestions. Although I am very good at the things I do to maintain livlihood, I haven't spent much time becoming educated in the arts of making money work for me instead of me working for it.Thanks in advance everybody.
A: Well, you can start investing in mutual funds for as little as $50 a month with mutual fund companies like (there are many, though not will let you start this small) T. Rowe Price or American Funds (the latter requires a broker or advisor to access).
Your best bet is to make sure you start funding (and investing) for your retirement as young as possible. If your employer offers a 401K, that's usually the best place for someone to start. They will take a percentage out of your check (pre-tax so you save taxes too) and you will pick from a menu of funds).
You can also set up an IRA account with any brokerage firm or mutual fund company and purchase your mutual funds within the IRA. There are significant tax advantages to using an IRA vs a regular taxable account (but also penalties if you want your money before 59 1/2).
To pick the right investment is the trick. There are two ways to do it.
#1 Use a broker (stay away from the banks, you won't get the best there)
#2 Go get a book on personal finance AND one on investing and learn how to do it yourself.
Note personal finance is more comprehensive than investing and realistically you will do a better job of investing if you learn how to plan your finances first.
Good luck.